HOW IT WORKS

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" height=148 BGCOLOR="#000000" TEXT="#F7F7FF"> <div> <IMG SRC="3f020850.jpg" border=0 width="800" height="133" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> </div> </td> </tr><tr> <td valign="top" height=332 BGCOLOR="#000000" TEXT="#F7F7FF" bgproperties="fixed" background="084a0fc3.jpg"> <div> <TABLE BORDER="1" CELLPADDING="5" CELLSPACING="1" WIDTH="708" BORDERCOLORLIGHT="#808080" BORDERCOLORDARK="#808080" FRAME="BELOW" RULES="COLS" ALIGN="LEFT" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 1496 WIDTH="104"><div> <A HREF="id2.htm" TARGET="_top" TITLE="ABOUT US"><U><B><IMG SRC="06963190.jpg" border=0 width="99" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id3.htm" TARGET="_top" TITLE="HOW IT WORKS"><U><B><IMG SRC="06a63190.jpg" border=0 width="99" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id103.htm" TARGET="_top" TITLE="RESTAURANTS"><U><B><IMG SRC="06b63190.jpg" border=0 width="99" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id8.htm" TARGET="_top" TITLE="CHARITIES"><U><B><IMG SRC="06d63190.jpg" border=0 width="99" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id5.htm" TARGET="_top" TITLE="CONTACT US"><U><B><IMG SRC="07163190.jpg" border=0 width="99" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><FONT SIZE="7" COLOR="#808080" FACE="HuxleyVertical BT" ><A HREF="index.htm" TARGET="_top" TITLE="XPRESS GOLD"><U><B><IMG SRC="06862180.jpg" border=0 width="98" height="24" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></FONT></div> </tD> <tD VALIGN=TOP WIDTH="434"><div> <B>How it Works</B></div> <div> <I><B>A VIP DINING EXPERIENCE!</B></I></div> <div> Xpress Gold Gift Certificates (Restaurant Money) are easy to use just like real currency. They are given to new and valued               </div> <div> customers, employees and used by VIP clients, like YOU. They are excellent premiums and frequently distributed at company events and promotions so they can be used at fine restaurants and night spots all around town. Restaurant Money is a wonderful incentive, corporate gift or customer reward and creates an excellent opportunity for customer prospecting, to express gratitude and build employee loyalty. </div> <bR> <div> For each new establishment participant, Xpress Gold contributes $100 to the Jane Elissa/Charlotte Meyers Endowment fund for Leukemia and Lymphoma Research. The Endowment Fund over 17 years has raised more than ONE MILLION DOLLARS to support its mission of helping find a cure for these diseases. For information about the Fund or to provide any additional support kindly contact: Jane Elissa at (212) 245-7070.  All donations are welcome and deductible.                            </div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <IMG SRC="11c31cb0.jpg" border=0 width="305" height="203" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <div> The Xpress Gold Network is happy to provide its customers with the opportunity to support a worthy cause, experience good food, fine service and all at a terrific savings! Everyone is a Winner!</div> <bR> <div> <I><B>Description</B></I><I> </I></div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b700dcaaaaaa00.png" HEIGHT="15" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">The Xpress Gold Dining Gift Certificate (Restaurant Money) Program will direct you to fine establishments waiting to give you VIP treatment.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700dcaaaaaa00.png" HEIGHT="15" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Restaurant Money can be used at any of the participating establishments listed on the back of each certificate. Just <A HREF="id103.htm" TARGET="_top" TITLE="RESTAURANTS"><U>Click Here</U></A> for a sample list of participating establishments.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700dcaaaaaa00.png" HEIGHT="15" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Some establishments have special offers for Xpress Gold customers.</div> <bR> <div> <I><B>Rules Of Usage </B></I></div> <div> <IMG BORDER="0" SRC="Symb075c00b700c8aaaaaa00.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">On each visit Restaurant Money will be accepted for up to six patrons.</div> <div>        Some establishments can accommodate larger parties subject to availability and management policies. </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c8aaaaaa00.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Restaurant Money is valid for food and drinks only. Some</div> <div>        establishments may accept it for admission, entertainment and cover charges where applicable, however, tax and tips are NOT INCLUDED.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c8aaaaaa00.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Restaurant Money cannot be used with any other program or promotion.</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c8aaaaaa00.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Restaurant Money must be used prior to its expiration date. </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c8aaaaaa00.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">As a charity support program, no change shall be given and Restaurant</div> <div>        Money has no cash value. </div> <div> <IMG BORDER="0" SRC="Symb075c00b700c8aaaaaa00.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">A RESTAURANT MONEY DINING RESERVATION IS REQUIRED</div> <div>        subject to availability. Kindly call any Xpress Gold establishment for your reservation. See the back of your certificate to begin your VIP experience!</div> <bR> <div> <I><B>Tips For Diners </B></I></div> <div> <B><IMG BORDER="0" SRC="Symb075c00b700c877777700.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Reservations:</B><FONT SIZE="2" COLOR="#AAAAAA" FACE="Arial" > When possible reservations should be made 48 hours in advance. </FONT></div> <div> <B><IMG BORDER="0" SRC="Symb075c00b700c877777700.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Courtesy: </B><FONT SIZE="2" COLOR="#AAAAAA" FACE="Arial" >Please call ahead if you are delayed or need to cancel. </FONT></div> <div> <B><IMG BORDER="0" SRC="Symb075c00b700c877777700.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Gratuities:</B><FONT SIZE="2" COLOR="#AAAAAA" FACE="Arial" > To insure a warm welcome upon your return a 20% CASH tip is suggested. </FONT></div> <div> <B><IMG BORDER="0" SRC="Symb075c00b700c877777700.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Appreciation:</B><FONT SIZE="2" COLOR="#AAAAAA" FACE="Arial" > If you enjoyed your experience please let others know. </FONT></div> <div> <B><IMG BORDER="0" SRC="Symb075c00b700c877777700.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Goal:</B><FONT SIZE="2" COLOR="#AAAAAA" FACE="Arial" > Your Dining pleasure with each experience. </FONT></div> <div>                                 </div> <div>                                               <FONT SIZE="2" COLOR="#CC9900" FACE="Arial" ><B>BON APPETITE!</B></FONT></div> <bR> <div> Xpress Gold can be used as a fundraiser and supports charity-driven causes with a portion donated from each purchase.</div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <div> © 2005 XPRESS GOLD ENTERPRISES, LLC</div> </tD> <tD VALIGN=TOP WIDTH="132"><div> <B><IMG SRC="05581c10.jpg" border=0 width="129" height="193" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <I><B>Xpress Gold</B></I><FONT SIZE="2" COLOR="#AAAAAA" FACE="Arial" > can be exchanged for VIP treatment at fine restaurants and nightspots in your area.</FONT></div> <div> <A HREF="id3.htm" TARGET="_top" TITLE="HOW IT WORKS"><U><B>CLICK HERE FOR DETAILS</B></U></A></div> <bR> <div> <IMG SRC="0577a510.jpg" border=0 width="122" height="81" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> <B>Many fine restaurants and entertainment spots are becoming a part of the Xpress Gold network</B></div> <bR> <bR> <bR> <bR> </tD> </tR> </TABLE></div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <div> <FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><B>Xpressgold.net</B></FONT>     |     <A HREF="index.htm" TARGET="_top" TITLE="XPRESS GOLD"><U>home</U></A></div> <div> <A HREF="index.htm" TARGET="_top" TITLE="XPRESS GOLD"><U>XPRESS GOLD</U></A>   |   <A HREF="id2.htm" TARGET="_top" TITLE="ABOUT US"><U>ABOUT US</U></A>   |   <A HREF="id57.htm" TARGET="_top" TITLE="WHO WE ARE"><U>WHO WE ARE</U></A>   |   <B>HOW IT WORKS</B>   |   <A HREF="id103.htm" TARGET="_top" TITLE="RESTAURANTS"><U>RESTAURANTS</U></A>   |   <A HREF="id8.htm" TARGET="_top" TITLE="CHARITIES"><U>CHARITIES</U></A>   |   <A HREF="id5.htm" TARGET="_top" TITLE="CONTACT US"><U>CONTACT US</U></A></div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> </td> </tr></table></body>